Retire Social Security
Workers under 55 build Personal Retirement Accounts starting 2028, while modest Social Security adjustments stabilize the legacy system until PRAs dominate—no crisis, no cuts.
America stands at a crossroads. We can drift toward the predictable Social Security shortfall of the early 2030s—an avoidable failure produced by decades of political evasion—or we can choose a future rooted in personal ownership, earned dignity, and financial strength. The PRA Plan chooses the latter. It replaces political promises with owned assets, replaces uncertainty with transparency, and restores retirement security to the individual.
Under this reform, younger workers transition to Personal Retirement Accounts that build real, inheritable wealth over a lifetime, while older Americans remain fully protected under the existing system. The transition is orderly and rule-based, designed to avoid sudden benefit disruptions, emergency legislation, or government borrowing. Social Security is not propped up indefinitely; it is responsibly retired as a new system takes its place.
Why Act Now—Not in Crisis
Waiting until insolvency guarantees chaos: abrupt benefit reductions, rushed legislation, intergenerational conflict, and loss of public trust. Acting before crisis produces a fundamentally different outcome:
Workers gain decades of earlier accumulation and compounding.
Adjustments to the legacy system are smaller and more manageable.
The transition is transparent and predictable; no one is blindsided.
The nation avoids crisis-driven policy and emergency borrowing.
The choice is not between change and stability. It is between orderly reform now and forced collapse later. Retiring Social Security responsibly allows America to replace a failing system with one based on ownership, solvency, and permanence—before crisis makes the decision for us.
In conjunction with The Plan, every worker under 55 starts a Personal Retirement Account in 2028.
PRA credits are based on wages, grow with investment returns, and are fully inheritable.
Once custodial accounts take over, workers will hold actual assets, not promises. Custodial accounts are privately managed, legally owned accounts—comparable to IRAs—holding real Treasury-backed cash and diversified investments.
All technical assumptions, scoring parameters, and transition rules are governed by the Technical Specifications for Scoring.
How the reform works: Learn how Social Security is responsibly replaced with owned retirement accounts → The Plan
CALL TO ACTION
America will only secure real retirement freedom if millions of citizens demand it. Sign up to help push Congress toward action—and make this change a national priority.
© Copyright 2025. PRAUSA. All Rights Reserved. Content may not be reproduced without permission.
Retire Social Security
Workers under 55 build Personal Retirement Accounts starting 2028, while modest Social Security adjustments stabilize the legacy system until PRAs dominate—no crisis, no cuts.
America stands at a crossroads. We can drift toward the predictable Social Security shortfall of the early 2030s—an avoidable failure produced by decades of political evasion—or we can choose a future rooted in personal ownership, earned dignity, and financial strength. The PRA Plan chooses the latter. It replaces political promises with owned assets, replaces uncertainty with transparency, and restores retirement security to the individual.
Under this reform, younger workers transition to Personal Retirement Accounts that build real, inheritable wealth over a lifetime, while older Americans remain fully protected under the existing system. The transition is orderly and rule-based, designed to avoid sudden benefit disruptions, emergency legislation, or government borrowing. Social Security is not propped up indefinitely; it is responsibly retired as a new system takes its place.
Why Act Now—Not in Crisis
Waiting until insolvency guarantees chaos: abrupt benefit reductions, rushed legislation, intergenerational conflict, and loss of public trust. Acting before crisis produces a fundamentally different outcome:
Workers gain decades of earlier accumulation and compounding.
Adjustments to the legacy system are smaller and more manageable.
The transition is transparent and predictable; no one is blindsided.
The nation avoids crisis-driven policy and emergency borrowing.
The choice is not between change and stability. It is between orderly reform now and forced collapse later. Retiring Social Security responsibly allows America to replace a failing system with one based on ownership, solvency, and permanence—before crisis makes the decision for us.
All technical assumptions, scoring parameters, and transition rules are governed by the Technical Specifications for Scoring.
How the reform works: Learn how Social Security is responsibly replaced with owned retirement accounts → The Plan
CALL TO ACTION
America will only secure real retirement freedom if millions of citizens demand it. Sign up to help push Congress toward action—and make this change a national priority.
© Copyright 2025, PRAUSA. All Rights Reserved. Content may not be reproduced without permission.